In this Policy, capitalised words and expression have the meanings given to them in clause 4 (Dictionary).
1.2. Collection statement
1.4. Your agreement
2. YOUR CONFIDENTIAL INFORMATION
2.1. Collection of Your Confidential Information
2.1.1. We may collect Your Confidential Information from You in the course of Your use of Our Website, particularly if You input any of Your Confidential Information into Our Website.
2.1.2. In some circumstances, the provision of Your Confidential Information may be optional.
2.1.3. We do not however collect any Sensitive Information about You.
2.1.4. The purpose for which We collect Your Confidential Information is to provide You with the best service experience possible on Our Website. However, if You do not provide Us with certain types of Your Confidential Information, You may be unable to enjoy the full functionality of Our Website
2.2. Use of Your Confidential Information
2.2.1. We may use Your Confidential Information to grant You access to Our Website, or in delivering to You any product or service We offer through Our Website.
2.2.2. We may also use Your Confidential Information to provide You with information about offers, promotions, goods or services, which We believe may be of interest to You.
2.3. Disclosure of Your Confidential Information
We will only disclose Your Confidential Information to Our service providers who assist Us in operating Our Website. We will only disclose Your Confidential Information to an unrelated third party with Your consent.
2.4. Access and correction of Your Confidential Information
APP12 allows You to get access to, and correct, Your Confidential Information that We hold about You in certain circumstances. If You would like to obtain such access, please contact Us through the contact details published on Our Website.
2.5. Security of Your Confidential Information
We have processes in place to ensure the security of Your Confidential Information, including encryption of all data when it is transferred to Our service providers and limitations on access to Your Confidential Information within Our organisation.
2.6. Transfer of Your Confidential Information out of Australia
Our Website may not be hosted in Australia. For that reason, We may transfer all data on Our Website (including all Your Confidential Information) to Our hosting service providers in such other jurisdiction in which Our Website is hosted, including Asia, Europe and the United States of America. You hereby consent to this transfer.
3. OTHER MATTERS
3.1.2. You may, through Your device used to access Our Website, reject the use of Analytical Tools.
3.2. Complaints – IDR
If You have a concern or a complaint in relation to Our collection, use or disclosure of Your Confidential Information, You should contact Us with that concern or complaint. We will endeavour to resolve any concern or complaint expeditiously in consultation with You.
3.3. Complaints – EDR
If You are unhappy with Our resolution of Your concern or complaint under clause 3.2 or We do not resolve it within 30 days, You may lodge Your concern or complaint with the OAIC at:
Office of the Australian Information Commissioner
|Analytical Tools||means any method, program or tool which measures, collects and analyses web data and visitor behaviour on a website, including without limitation cookies, web beacons AWStats and Google Analytics.|
|APP||means an Australian Privacy Principle as set out in Schedule 1 of the Privacy Act, and by way of example, “APP6” is a reference to Australian Privacy Principle 6.|
|Credit Information||has the meaning given to it in section 6 of the Privacy Act.|
|Credit Eligibility Information||has the meaning given to it in section 6 of the Privacy Act.|
|OAIC||means Office of the Australian Information Commissioner.|
|Personal Information||has the meaning given to it in section 6 of the Privacy Act.|
|Privacy Act||means the Privacy Act 1988 (Cth).|
|Sensitive Information||has the meaning given to it in section 6 of the Privacy Act.|
|Us||means (as the context requires or permits):|
Mango Capital Pty Ltd ACN 159 668 229;
Mango Credit Pty Ltd ACN 156 372 440; and/or
Mango Mortgages Pty Limited ACN 142 373 340 Australian Credit Licence 422165,
and We and Our have a corresponding meaning.
|You||means any person who accesses or uses Our Website, and as the context permits includes that person’s officers, employees, contractors, or agents.|
|Your Confidential Information||in relation to You, any Personal Information, Credit Information and Credit Eligibility Information.|