1You submit an enquiry by phone, email, online application form or PDF.

2We email an indicative quote detailing the loan structure, interest rate, costs and documents required.

3If you are happy with the above, we issue a formal letter of offer that details the proposed loan particulars and security.

4If you wish to proceed, you return the offer signed and dated, along with the requested documents.

5We instruct our solicitors to issue the security documents ASAP, which is usually by the next day, to your solicitor for their execution and return. We also order a valuation at this time if one is required.

6Once our solicitors have received the security docs returned correctly executed, the loan is settled that day or the next by electronic transfer as cleared funds.