Quick Business Loans for Commercial Use
Running a business often means thinking on your feet. Whether you’re chasing an opportunity or covering an unexpected cost, our short-term business loans can help keep things moving – without the red tape.
Skip the long-winded paperwork. If you own real estate, we can help you access funds when your traditional lender can’t. With Mango Credit, you can get a low-doc business loan or even a no-doc business loan built around speed and simplicity.
Quick Links
- What Are Short-Term Business Loans?
- Common Uses for Short-Term Business Finance in Australia
- Why Choose Mango Credit for Business Loans?
- Applying for Business Loans Online is Easy
- Business Loans FAQs
What Are Short-Term Business Loans?
A short-term business loan is designed to give you access to funding fast, typically from $50K to $500K+, for up to 12 months. Our loans are secured against real estate and can usually be funded within 3 to 5 business days.
Whether you’re managing a startup or just need to get through a rough patch, these loans are a flexible way to inject working capital into your business.
- Caveat Loans: When time is of the essence, caveat loans offer short-term funding secured with a legal caveat on your property title.
- First Mortgage Loans: If your property isn’t already used as loan security, a first mortgage gives us the first claim.
- Second Mortgage Loans: Tap into equity without refinancing or disrupting your current loan with a second mortgage loan.
- Home Equity Loans: A simple way to use the equity in your property to support your business.
Common Uses for Short-Term Business Finance in Australia
Business owners use our easy business loans for all sorts of reasons. If you’ve got equity in real estate, we can help you unlock it quickly.
- Buying or refinancing commercial property.
- Smoothing out seasonal or unexpected cash flow gaps.
- Grabbing time-sensitive opportunities before they’re gone.
- Securing stock or equipment in bulk.
- Keeping on top of invoices while waiting for payments.
- Paying off ATO tax bills and avoiding penalties.
- Covering urgent repairs, relocations or fit-outs.
- Paying staff or contractor wages.
- Investing in business growth, marketing, or upgrades.
- Launching something new, from startups to share portfolios.
Why Choose Mango Credit for Business Loans?
Time is money; we get it. Traditional lenders take weeks (or months) to decide. With us, you could have approval in 24 hours and funds soon after.
Here’s what makes our business loans different:
- Real people, real conversations, no bots or endless forms.
- No credit checks or income statements required.
- Fast access to funds, ranging from $50k to $500k+, usually within 3 to 5 business days.
- Flexible loan terms, typically between 2 to 24 months.
- No hidden fees or confusing terms.
- Flexible underwriting.
Whether you’re after a rapid business loan to seize an opportunity or a quick business loan to stay afloat, we’re here to help.
Applying for Business Loans Online is Easy
We’ve simplified the process so you can focus on running your business. We’ll need:
- A property you own (residential or commercial).
- A clear plan for the funds.
- A quick chat to walk through your options.
That’s it. No fluff, no fuss. Just short-term business finance solutions when you need it most.
Still have questions? You can learn more about our interest rates and terms by getting in touch with our team.
Let’s Make It Happen
If you’ve got property and a plan, a fast business loan could be just days away. Whether you need $50K or $500K+, we can move quickly to get you the support your business needs. From caveat loans to short-term funding, we’re here to help.
Apply for a business loan online, or give us a call at (02) 9555 7073 for a no-obligation chat about your options.
Business Loans FAQs
Can I get a business loan with no deposit?
Yes. With Mango Credit, you can apply for no-deposit business loans as long as you have equity in real estate. We use your property as security, meaning you don't need to pay a deposit or offer other assets upfront.
What is an instant business loan?
An "instant business loan" generally refers to a fast-approved, short-term loan designed to help business owners access funds quickly. While approvals aren't truly instant, our rapid business loan process is about as close as it gets – most applications are reviewed within 24 hours, with funds typically available in 3 to 5 business days.
Who is eligible for a low-doc or no-doc business loan?
To qualify, you'll need to own property in Australia (residential or commercial) that can be used as security for the loan. We don't require credit checks or detailed financial statements, so even if your paperwork isn't perfect or your credit history isn't spotless, you could still be eligible for a low-doc business loan or no-doc business loan.
How do I apply for quick business loans?
Applying is simple. You can apply for a business loan online or contact our team by phone or email. We'll send you an indicative quote outlining interest rates, terms, and costs. Once you're happy to proceed, we'll finalise your offer, complete the required checks, and transfer funds directly to your nominated account.
What documentation do I need for a fast business loan?
We keep it simple with no lengthy financials, tax returns, or BAS statements required. To assess your application, we usually just need:
- Details about your property.
- Your most recent mortgage statement.
- A current council rates notice.
- Basic information about your business purpose or funding plan.
How long does it take for a business loan to get approved?
Most short-term business loans are approved within 24 hours of receiving your documents. Once approved, funding is typically available within 3 to 5 business days.