Understanding common small business loan terms
Small business loans can be a great way to help access extra cash flow and grow your business. Here’s an overview of what small business loans are and some of the things you should know….
Property security: how it works with a home loan
There’s no doubt that Australian borrowers are spoilt for choice with home loan providers from banks, private lenders, specialist lenders, non-banks and fintechs. Though with all the loan options available, how will you know which…
9 things to consider when buying your second property
Many individuals or small business owners buy a second house as part of their investment or retirement plan in Australia. If this sounds like you, here is an overview of some areas that are worthwhile…
How do I get a small business loan?
For small business owners, it’s wise to be aware of good financing options that can help manage cash flow, enable a sizeable purchase, boost operations, or expand the business. Here’s a quick overview to help…
Home equity loan alternatives: what are my options?
Every time you make a principal mortgage payment, you’re helping to grow the equity in your home. And this equity can be used for a loan. A home equity loan is when you borrow money…
How does a second mortgage work?
Got equity in your property, but a refinance is out of the question? A second mortgage could be exactly what you need. If you’ve been paying down your home loan for a few years, there’s…
Quick guide: how to use short-term loans for bad credit
Credit score, also known as Credit rating, represents your reputation as a borrower. This number helps lenders determine your ‘risk profile,’ which impacts the amount of money they’ll lend, as well as the rate and…
Caveat vs Mortgage Loans: What is the difference between the two?
If you’re thinking about borrowing money for personal use or quick cash flow injection, you can consider a number of different loans, including a caveat loan or short-term mortgage loan. These two common finance options…
5 THINGS TO CONSIDER BEFORE REFINANCING YOUR MORTGAGE
In this article, we’ll look at refinancing your mortgage – what it is, why you might consider it, when you can do it, how it works, common refinancing scenarios, the benefits of refinancing, and things…
WHAT ARE SHORT-TERM LOANS AND HOW DO THEY HELP A SMALL BUSINESS?
In this article, we’ll look at short-term business loans – what they are, why you might use them, their various benefits, the loan options available, how they work, and the difference between secured and unsecured…